11:45am | Capital Raising & Investment

Panel Description: There is a funding gap that is becoming more evident as start-ups and small community-based businesses seeks ways to get their services and products off the group. Join us as we delve deeper with industry experts around Bay Area initiatives that seek to make capital raising and investment more accessible.



Seth Barad's career has involved work in both the corporate and nonprofit sectors. After graduating from Tufts University in 1977, Seth worked at the management consulting firm of Bain & Company in Boston. He received his MBA from Harvard in 1981. Seth then returned to Bain, in their London office, for four years. In 1985, Seth joined American Express where he held various general management jobs in New York, London, and San Francisco

Seth's last corporate job was as a division president for Providian Financial, where he grew a business unit from 200,000 customers to over 5 million from 1994-1999. He was also a driving force behind developing an internal training program to develop the next generation of leaders at Providian. While at Providian, he served on various bank boards, which included work on community redevelopment. He also participated in Providian's $5 Million child-care initiative in New Hampshire.

Seth left Providian in 2000 to join a new nonprofit venture, The Bridgespan Group, founded in part by his former employer, Bain & Company, and dedicated to providing top-notch management consulting to the nonprofit sector. Seth was a partner in Bridgespan's San Francisco office until November 2003. In that capacity he worked with a variety of clients: from a foundation focused on education reform to another foundation refining its strategy toward global population issues; from a technology nonprofit wanting to identify ways to generate more earned income to a zoo wanting to align its activities more closely toward conservation outcomes. While at Bridgespan, Seth authored a case study and an article on earned income at nonprofits.

Since November 2003, Seth has continued his nonprofit consulting independent of Bridgespan, working on projects ranging from strategy reviews and business planning to executive coaching. He teaches classes in consulting and in nonprofit management within the MBA program at Mills College and teaches Management Communications within Wharton's Executive MBA program in San Francisco.

Seth serves on the Board of the Tisch College of Citizenship and Public Service at Tufts University and served for twelve years on independent school boards in San Rafael, California where he and his wife Amy live.


Michael Jones.png

Michael Jones is a Relationship Manager at New Resource Bank in San Francisco, where he focuses on providing financing to socially and environmentally impactful companies and organizations.  Prior to joining New Resource Bank, Michael worked in real estate and commercial lending areas at both Wells Fargo in New York and CA, and most recently at Mechanics Bank.  In addition to working with the Contra Costa College Foundation, Michael also sits on the Richmond Loan Fund Board, is a Board member and Treasurer at the West Contra Costa Business Development Center, and is Board Chair of the Rodeo Parks and Recreation Advisory Board.  Michael received his BA in Finance from Morehouse College, and his MBA in Finance from the Stern School of Business at New York University.


Mindy Christensen is an experienced Commercial Relationship Manager with a demonstrated history of working in the Social Finance. Skilled in Negotiation, Social Enterprise, Management, Capital Planning, and Customer Experience. Strong impact investing professional with a Bachelor of Business Administration (B.B.A.) focused in Finance, General from University of Iowa - Henry B. Tippie College of Business.


Anne Lufkin, Associate at Kiva Oakland
Kiva Oakland helps small business owners in Oakland get the financing they need to grow and create jobs. Kiva Oakland works with local community groups and Kiva's Trustee partners, and is made possible in partnership with the City of Oakland, Google and our many generous supporters.